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Auto Refinance Questions | Refinance FAQ - OpenRoad Lending

Auto Refinance Questions | FAQs


Do you have questions about the OpenRoad Lending refinance process? You’ll find many of the answers you’re looking for in our helpful FAQ’s. Refinancing your existing auto loan is a way to help you lower your monthly payment. If you like your vehicle, but not the payment, refinancing is right for you.

 

 Before You Apply

What are the basic requirements for refinancing my current loan with OpenRoad Lending?

What hours can I speak to an OpenRoad Lending Loan Care Agent?

Is there an application fee?

Are there any state or municipality fees that I will be charged?

How soon after applying will I know my refinance application is approved?

After you are Approved

What happens after I am approved?

How long will it take for me to receive my refinance package?

What if I make a mistake completing my pre-printed documents or some of the docs are not correct?

Where do I send my completed documents?

How long after you get all of my paperwork back will it take you to pay off my vehicle?

What if my payoff happens faster than you expected, do I get a refund on my new loan amount since my payoff will be less?

When will my first payment be due to OpenRoad Lending?

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Since 2009, OpenRoad Lending has helped hundreds of thousands of customers from all over the country save money by refinancing their current auto loan.